Access Database, Cold fusion MX, uploading files and utf-8 encoding

We are using Access Database and Cold Fusion MX.
The UTF-8 data works fine for sending, preserving, and retrieving international characters but does not work when trying to upload a text or image file.
I followed all instructions for adding code to application.cfm
<cfset setEncoding("URL", "UTF-8")>
<cfset setEncoding("FORM", "UTF-8")>
<cfcontent type="text/html; charset=UTF-8">
and adding <cfprocessingdirective pageencoding="UTF-8"> to the top of pages.
I keep getting an error when attaching the utf-8 code to the multipart/form-data ... see code
<form method="post" name="hidform" enctype="multipart/form-data: charset=utf-8" action="create_tile.cfm">
any help would be soooooo very much appreciated.
Cheers,

I believe that's because you're overriding your own directives ..

with
<cfset setEncoding("FORM", "UTF-8")>
you're already forcing your forms to use utf-8 encoding .. you do not need to add

<form method="post" name="hidform" enctype="multipart/form-data: charset=utf-8 " action="create_tile.cfm">

i might be wrong ..

regards,
idss