Secure Form - Best way??

Hi,

I am trying to figure out how to handle some secure information from a form written in HTML.

Should I have it encrypted and e-mailed where the end user will decrypt it using some type of software with a key? If so, can someone please suggest some software titles for me to look into? I obviously need this software on both sides of the server, to encrypt and then decrypt the form.

-or-

Should I have the info dumped to a database on the server where the end user can access it using a password to the server. How can I make the database secure so while info is being transferred, it'd be secure??

If I should I be setting up a database, what type?

Any help would be most appreciated.

Thanks,

Joe